How We're Different

What we believe distinguishes us from other financial planning firms? At Tax & Capital Management 360 we:

1. Focus on Tax Planning. Our Principal, Brian Hoyt, is a Certified Public Accountant, and he incorporates a strong tax planning perspective into all financial planning and investment strategies.
2. Offer Comprehensive & Personalized Financial Planning. Our services include estate planning, risk management, tax planning, education planning, and asset management. Each written plan is customized to the individual and takes their unique goals and risk tolerance into account.
3. Are a Fiduciary. We believe the most important part of our job is to do the right thing for our clients, and we have a fiduciary responsibility to put your interests before our own. Not every financial advisor makes this commitment. As an Accredited Investment Fiduciary (AIF^®), Brian Hoyt has a thorough knowledge of fiduciary practices and an ability to apply those practices in his business with you. The AIF designation is the mark of commitment to a standard of investment fiduciary excellence. Those who earn the AIF mark have successfully completed a specialized program on investment fiduciary standards of care and subsequently passed a comprehensive examination. AIF designees demonstrate a thorough understanding of fi360’s Prudent Practices for investment advisors and stewards.
4. Are Independent. As an independent financial services firm, our allegiance is to our clients, not to any corporate agenda or requirement to sell certain products. Our primary responsibility is managing your financial life and we believe that any conflict of interest impairs our relationship with you.
5. Work With You to Develop Solutions. We believe in working collaboratively with clients so that we can discover the best ways to help them manage their finances and achieve their dreams. We strive to develop long-term client relationships that are based on trust, honesty, service, and integrity. Our goal is to ensure that you do not outlive your money, and we believe that strategies such as portfolio rebalancing and dollar cost averaging enable to clients to achieve their long term goals.
6. Are Committed to Client Service. Our team has a passion for what they do and is dedicated to providing top-notch client service. We’re always available to answer your questions or address your concerns, and we treat your investments as if they were our own. If you have any questions about your accounts with us, you can expect a timely response — usually within 24 hours.
7. Believe in the Importance of Education. Our staff is continually updating our knowledge and abilities through our licenses, training, and professional associations so that we can best serve our clients. In addition, we are committed to providing ongoing client education and feedback through newsletters, updates, and reviews.
8. Have a National Focus. We are able to serve clients throughout the U.S. 
   
   

   Investors should understand that working with an advisor that is a fiduciary does not guarantee that they will experience greater investment performance or reduced losses as compared to working with an advisor that is not acting as a fiduciary.